Compare Top Credit Repair Companies
|
#1
OUR FAVORITE
Accredited Partner
Credit Saint
|
|
Improve your credit score! |
|
Learn More (478) 845-6310 | Read More |
|
#2
Accredited Partner
Sky Blue Credit Repair
|
|
Sky Blue Credit Repair is a credit repair and restoration company. Their counselors are paid by salary, not commission. The firm offers help to individuals and families looking to clean up their credit histories and learn how to improve their financial lives and offers faster disputes than other companies with a rate of 15 items every 35 days. |
|
Learn More (888) 751-6072 | Read More |
|
#3
Accredited Partner
The Credit People
|
|
Raise your credit score in as little as 60 days by working directly with the credit experts at The Credit People. Your credit expert will develop a credit improvement strategy that includes challenging and removing questionable items from your credit report. |
|
Read More | |
|
#4
Accredited Partner
The Credit Pros
|
|
The Credit Pros is a national credit repair company dedicated to helping clients remove inaccurate information from their credit reports. |
|
Learn More (844) 441-1397 | Read More |
|
Garranteed Solutions
|
|
|
Location
Online services available in
Lansing, MI 14202
(616) 530-4883
|
Read More | |
|
Lexington Law
|
|
Lexington Law is a credit repair and credit education firm that helps people all over the United States find affordable and legal ways to dispute credit inaccuracies and repair bad credit. They are staffed with attorneys and paralegals trained in credit law and consumer protection statutes. |
|
Read More |
Credit repair in Lansing
Lansing residents have an average credit score of 672, which is just slightly lower than the Michigan average of 677. If you’re unsure of what your score is, there are multiple ways to obtain it. Once you know your score, it’s essential to understand how your score influences your search for credit.
| Score | Rating | Common results |
|---|---|---|
| 579 or lower | Very poor | Very difficult to obtain credit |
| 580 - 669 | Fair | Credit will be difficult to obtain and will likely be accompanied by high interest rates |
| 670 - 739 | Good | Credit is obtainable with average interest rates |
| 740 - 799 | Very good | Credit is obtainable with better-than-average interest rates |
| 800 - 850 | Exceptional | Credit is obtainable with the best interest rates |
Having a low credit score in Lansing will make it difficult for you to qualify for an auto loan or home mortgage. Bad credit can cause other problems, including:
- Inability to qualify to rent a house or apartment
- High interest rates on loans and credit cards
- Need to pay a security deposit for utilities and services
- Requirement for a cosigner on loans
If you or someone you know has any of these issues, a credit repair company in Lansing may help you address your bad credit and raise your credit score.
How credit repair companies work
Generally, a credit repair company will begin by obtaining and reviewing a copy of your credit report before identifying and disputing incorrect items. Although you can obtain copies of your credit report and dispute items on it yourself, it can be a time-consuming and complicated process.
Cost of credit repair in Lansing
Prices for credit repair services vary, but typically fall between $60 and $150 a month. Some companies in Lansing offer a free initial consultation, but others charge an initial fee to pay for the cost of obtaining your credit report. If you choose to work with a credit repair company, you’ll usually pay a monthly fee. Beware of any company that demands a large payment before performing any services, which is prohibited by federal law.
Companies in Lansing may also offer additional services, including identity theft protection and continuing education to help you maintain your credit score after going through credit repair. Talk to each company about the services it offers before choosing the one that fits your needs best.
Credit Repair Reviews
Credit Saint |
||
|
Credit Saint offers a 90-day, money-back guarantee along with competitive rates for couples and individuals. The company has more than 10 years of experience and receives high ratings from Lansing residents, who say they appreciated the service provided by the team of specialist assigned to them. |
|
Learn More (478) 845-6310 |
Sky Blue Credit Repair |
||
|
Sky Blue Credit Repair was established in 1989 and maintains an A+ reputation with the BBB. The company offers premium services and excellent customer service. Many Lansing residents say Sky Blue Credit repair helped them change their lives by rebuilding their credit. |
|
Learn More (888) 751-6072 |
The Credit People |
||
|
In addition to low monthly pricing, The Credit People also offers an Unbeatable Satisfaction Guarantee which allows customers to cancel at any time, refunding the previous month. Representatives are trained in various laws governing credit repair and have found results with over 310,000 unique credit reports. Customers appreciate the friendly and informative customer service. |
|
|
The Credit Pros |
||
|
The Credit Pros offers a free initial consultation and competitive rates. The company prides itself on a reputation of honesty and transparency, and it provides an online dashboard so customers can keep up-to-date on their progress. Lansing area residents say they appreciate the company’s customer service and attention. |
|
Learn More (844) 441-1397 |
Garranteed Solutions |
||
|
Garranteed Solutions provides credit repair services as part of their three-step process of raising your credit score. The company also offers free consultations and prides itself on helping people qualify for home mortgages. The company receives mostly high reviews from Lansing customers. |
|
|
Lexington Law |
||
|
Lexington Law is considered one of the most trusted names in the credit repair industry. The company provides you with a personal case manager and employs attorneys and paralegals to assist with your disputes. While most reviewers in Lansing are more than happy with their services, some do wish the company offered more competitive pricing or discounts. |
|
|