Best Extended Auto Warranty Companies in Lansing, MI
Nov. 6, 2019, 11:51 a.m.
Purchasing an extended auto warranty for your vehicle is a safeguard against unexpected and expensive repairs. If you’re shopping for a used car or want more protection for your aging vehicle, consider an extended auto warranty. Our partners at ConsumerAffairs researched the best extended auto warranty in Lansing to help you care for your vehicle.
How to choose an extended auto warranty in Lansing
Lansing residents are no strangers to rough roads and potholes that can damage your car over time. While it is possible to file claims for reimbursement from the state for damage caused by poor roads, the odds of getting reimbursement are slim, and the process is not timely.
In addition to road conditions, your car is at risk from the salty roads and extreme cold in the winter that can prematurely age your vehicle. As the miles build on your odometer and your car ages, the need for expensive maintenance becomes more likely. An extended auto warranty may be your best defense against costly repairs.
Unlike car insurance, which helps after accidents, theft or similar incidents, an extended auto warranty covers maintenance and repairs to your vehicle. An extended auto warranty is different from the standard warranty provided by the original equipment manufacturer (OEM) at the time of purchase, which only remains valid for a short time. An extended auto warranty may be bought from the OEM or a third-party company and provides additional coverage for a vehicle.
Saves money in the event of a vehicle breakdown
Warranty might never be used
Customized coverage is available
May not cover all repairs and maintenance
Security from unexpected expenses
Not all shops may honor or be in network for warranties.
Full coverage on some parts and services
May be restricted to particular brands of products
An extended warranty purchased from the OEM will likely extend the original warranty and is usually either a powertrain warranty, which covers the engine and transmission of your car, or a bumper-to-bumper warranty, which includes most systems in your vehicle.
Third-party warranties are fully customizable, and their coverage may depend on how much you’re willing to spend on the warranty. Make sure to read the terms of your extended auto warranty to ensure you’re receiving the exact coverage you want.
While OEM extended auto warranties generally come with a new or slightly used car purchased from a licensed dealership, aftermarket extended auto warranties are available for used vehicles no matter where you purchase them. Coverage from an aftermarket extended auto warranty typically does not include regular maintenance, such as tire and battery replacement, or vehicle accidents. Purchasing an aftermarket exclusion policy, which defines everything not covered by the warranty, may help you understand what isn’t included.
You should also consider the duration of the extended auto warranty. For example, a five-year/100,000 mile warranty will last either five years or until the car hits 100,000 miles, whichever comes first. Many policies available in Lansing also have deductibles, usually ranging between $50 and $100.
You should look for certain red flags when shopping for an extended auto warranty in Lansing, including:
Deductibles that appear excessive (more than $200)
Waiting periods before coverage begins (more than 30 days)
Unreasonable coverage limits
Requests for personal financial information from telemarketers
Additionally, the Michigan Department of the Attorney General has released information about how to protect yourself when shopping for extended auto warranties.
Endurance offers four extended auto warranties that vary from bumper-to-bumper coverage to limited coverage of the vital components of high-mileage vehicles. Their most comprehensive policy is an exclusion policy that’s comparable to a factory warranty. While customer service is prompt, some Lansing consumers have reported there are many details in the warranty’s fine print they did not see before purchasing.
CARCHEX boasts a variety of plans and options, including some that offer roadside assistance, gas delivery, rental car reimbursement, towing and trip interruption protection. Customer service is a priority for the company, and Lansing customer reviews have stated CARCHEX agents go above and beyond to help consumers who are in need.
CarShield provides plans for powertrain and bumper-to-bumper services. They also offer roadside assistance services with their plans. CarShield provides a smooth claims process to make crises as stress-free as possible, and customers from Lansing rave about the friendly customer service and great value of the product.
Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible.