From White Hills to Oldtown, Lansing residents need protection for their home systems and appliances. A home warranty is a solution, offering repair or replacement protection for large appliances and critical home systems that can cause a crisis if they break. Our partners at ConsumerAffairs researched the best home warranty in Lansing to help you protect yourself from unexpected expenses.
Lansing’s harsh winters can cause serious plumbing issues and breakdowns in older heating systems. When you have a broken water heater or frozen pipes, you’re facing a costly repair that you need taken care of quickly. A home warranty can help you when homeowners insurance, which focuses on covering you from damage from natural disasters, fire, theft and similar incidents, doesn’t.
Home warranty coverage in Lansing
A home warranty provides coverage for your heating, ventilation and air conditioning (HVAC) systems, plumbing or appliances that may be outside of a manufacturer’s warranty. Because of the critical nature of many of these appliances and systems, a home warranty may be a good idea regardless of the age of your home.
In Lansing, home warranties can average between $300 to $600 annually. The extent of coverage and when the policy was purchased also affects annual cost.
How to choose a home warranty in Lansing
If you’re selling your home, you may want to consider a seller’s warranty, which helps protect from an unexpected problem preventing the sale from closing. Some sellers also include home warranties to make the home more attractive to buyers.
Generally, a home warranty provider will assign a local contractor to assist and service all repair needs under your warranty. After getting the contractor’s name, it is important to know that your contractor is licensed and bonded by looking up their license.
It is essential when shopping for a home warranty that you read all contracts thoroughly to understand coverage conditions. Additionally, check reviews and complaints to see what other Lansing residents are saying about home warranty companies. Remember that Michigan protects consumers against deceptive trades and practices, so know your rights if you suspect you’ve been the victim of a scam.
American Home Shield is among the original home warranty companies. Unlike some of their competitors, American Home Shield offers discounts for multiple properties. Lansing residents state the company provides fast responses but partners with contractors they consider unreliable.
Choice Home Warranty offers comprehensive protection for appliance repair and provides packages and discounts to realtors as well as basic and total care plans for homes. Lansing residents love the 24/7 customer service, but some felt claims that should be covered were denied.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
Total Home Protection offers two coverage plans and optional coverage for items like pools, hot tubs and septic systems. The company uses an extensive network of prescreened, licensed and insured technicians to perform service calls. Customer reviews from Lansing rate the company highly for its ability to get repairs done quickly.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.
Select Home Warranty provides economical options, often offers promotions and utilizes an online claims portal. There are three main warranties to choose from with varying prices and coverage levels. Lansing residents say they have been satisfied with Select Home Warranty, but dislike its repeat service fee structure.