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Best Mortgage Lenders in Lansing, MI

Lansing has one of the top 10 housing markets in the nation, and average home values are expected to continue increasing over the next few years. If you’re looking to take advantage of the Lansing housing market, your two most important decisions are choosing a house and selecting a mortgage company to help you through the process. We researched the best mortgage lenders in Lansing to help make your life easier.

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    Compare Top Mortgage Lenders

    #1 MOST POPULAR
    AmeriSave
    Overall satisfaction rating
    • Licensed in 49 states
    • 16 years of experience
    • Available in Lansing
    • Cash-out refinances

    Close in as few as 25 days!

    (866) 815-0655 Read More
    #2
    HomeDirect
    Overall satisfaction rating
    • Direct lender
    • Online application service
    • Experienced mortgage to help guide your process
    • Available in Lansing

    This direct lender is a division of Bank of Oklahoma Financial. It uses the latest technology like an online automated application system to help clients get the money and information they need as efficiently as possible.

    Read More
    #3
    U.S. Capital Mortgage Partners
    • Committed to professionalism
    • Free consultation
    • Online rates & mortgage calculators
    • Multiple loan types to fit your needs
    Location
    1300 N. Waverly Rd.
    Lansing, MI 48917
    (517) 351-5626
    Read More
    #4
    Glacier Financial
    • Online application available
    • Locally owned business
    • Established in 2001
    • Variety of loans available
    Location
    6427 Centurion Dr., Ste. 100
    Lansing, MI 48917
    (517) 853-8700
    Read More
    Stockton Mortgage Corporation
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • smcapproved.com
    Location
    6540 Millennium Dr., Ste. 180
    Lansing, MI 48917
    (517) 321-2300
    Cherry Creek Mortgage Company
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • cherrycreeklansing.com
    Location
    4480 Hagadorn Rd., Ste. 101
    Okemos, MI 48864
    (517) 202-7279
    HomeLoans
    • M-F: 9am - 7pm
    • Sat: 9am - 3pm
    • Closed Sun
    • homeloansweb.net
    Location
    4601 W. Saginaw Hwy., Ste. J1
    Lansing, MI 48917
    (517) 321-6059
    Quicken Loans
    • M-F: 8am - 9pm
    • Sat: 8am-7pm
    • Sun: 9am-6pm
    • quickenloans.com
    Location
    Serves residents in
    Lansing, MI 83642
    (800) 251-9080
    Chase Mortgage
    • M-F: 9am - 6pm
    • Sat: 9am - 2pm
    • Closed Sun
    • homelendingadvisor.chase.com/Lansing-MI
    Location
    3118 E. Saginaw St.
    Lansing, MI 48912
    (517) 351-1333
    Churchill Mortgage Okemos
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • churchillmortgage.com
    Location
    2525 Jolly Rd.
    Okemos, MI 48864
    (517) 853-0008

    How to choose a mortgage lender in Lansing

    Lansing skyline

    One of the first steps in purchasing a home is to target one of the many diverse neighborhoods in Lansing. Whether you’re new to the area or looking for a new home in the city, some neighborhoods to consider would be the Westside Neighborhood, Greencroft Park or Old Oakland. This is not an exhaustive list—there are many good places to live in Greater Lansing, including:

    Neighborhood Median home price Unique aspects of the neighborhood
    Westside Neighborhood $72,000 Historic neighborhood with an active neighborhood association, most homes built between the late 1800s and the 1960s
    Moores Park $76,150 Largely residential area that surrounds J.H Moores Park and Moores Park Outdoor pool, annual arts and music festival with porch performances
    Old Oakland $72,000 Family-friendly neighborhood made of 92 percent homeowners, high number of historic homes

    While you’re looking for a house, you should also be looking at mortgage lenders to help you establish a budget and work out what type of mortgage will work best for you. Different loans may work better for you depending on your credit history and personal circumstances, and some loans may only be available if you’re looking to move into specific neighborhoods.

    Some of the types of mortgages available to homebuyers in Lansing include:

    Advantages Qualifications
    Conventional
    • Lower rates that can help you save money
    • Available with fixed or adjustable rates
    • Refinance options are available if interest rates decrease
    Good credit score often required
    Federal Housing Administration (FHA)
    • Flexible credit requirements
    • Low down payments (3.5%)
    • Financing options for up to 96.5% financing
    • Can have a cosigner
    Ideal for first time home buyers and those with low credit scores
    FHA 203 (K or H)
    • Can be used when a home is damaged or destroyed in a national emergency
    House must have been in a designated disaster area
    Jumbo
    • Intended for high-cost or luxury homes (more than $417,000)
    Home must have high value
    Veterans Affairs (VA)
    • Offers competitive interest rates
    • 100% cash-out refinancing
    • No early payoff fees
    Must be a member of the U.S. military, a veteran or a surviving spouse
    USDA (U.S. Department of Agriculture)
    • No down payment required
    • Offers a fixed interest rate
    • No closing costs
    For approved rural areas and must meet income eligibility requirements

    A good mortgage lender in Lansing can talk with you about your situation and guide you to the mortgage that will suit you best.

    Mortgage Companies Reviews

    AmeriSave

    AmeriSave offers an easy application process and believes in being transparent with their clients. Reviews from Lansing homebuyers recommend AmeriSave for their excellent customer service and say the company’s agents helped alleviate the stress of obtaining a mortgage.

    AmeriSave (866) 815-0655

    HomeDirect

    HomeDirect is an internet-only mortgage lender that offers a variety of loan types to homebuyers. HomeDirect has received many positive reviews in Lansing, with customers saying the company’s employees are extremely professional, quick and courteous.

    HomeDirect

    U.S. Capital Mortgage Partners

    U.S. Capital Mortgage Partners offers a free consultation and online mortgage calculators. The company believes in establishing meaningful relationships with their clients to help them through the homebuying process. Homebuyers in Lansing rave about the attention and quality service they receive from the team at U.S. Capital Mortgage Partners.

    U.S. Capital Mortgage Partners

    Glacier Financial

    Glacier Financial prides itself on taking care of its customers and providing tailored loan solutions. The company offers a variety of loan types to fit your needs. Lansing reviewers state that Glacier Financial provides the services expected from a larger mortgage company while still providing the attention expected from a small business.

    Glacier Financial