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Find the Best Personal Loans in Lansing, MI

Personal loans give you cash for any purpose, then let you pay it back in fixed, monthly amounts. It’s important to find a lender with fair rates, simple terms and good service. Our partners at We researched the best personal loans in Lansing to get you on the way to approval.

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Compare Top Personal Loans

#1 OUR FAVORITE
Best Egg
Overall satisfaction rating
  • Won't impact your credit score
  • Funds as fast as 1 business day
  • Available in Lansing
  • No prepayment penalties

Apply With Us Today!

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#2
Overall satisfaction rating
  • Available in Lansing
  • Loans from $7,500-$40,000
  • Equal Housing lender
  • Online application

FreedomPlus is an online loan broker that provides loans from $7,500 to $40,000. Get approved in less than a day, and you could receive funds in as little as 48 hours.

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#3
Accredited Partner
CountryWide Debt Relief
Overall satisfaction rating
  • Available in Lansing
  • Online qualification
  • Credit consolidation
  • No upfront service fees

With a combined 30 years experience and an A+ rating from the Better Business Bureau, CountryWide Debt Relief has helped thousands of people resolve millions of dollars in debt.

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#4
OneMain Financial
  • Trusted lender for 100+ years
  • Fixed rates and payments
  • Personalized service
  • Secured and unsecured loans
Location
6030 S. Pennsylvania Ave.
Lansing, MI 48911
(517) 394-6600
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#5
CASE Credit Union
  • Fairly priced loans
  • Perfect credit not required
  • Well-trained staff
  • Multiple types of personal loans
Location
422 N. Washington Sq.
Lansing, MI 48901
(517) 393-7710
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Fifth Third Bank
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • 53.com
Location
500 E. Michigan Ave.
Lansing, MI 48933
(517) 372-7500
Huntington
  • M-Th: 9am - 5pm
  • F: 9am - 6pm
  • Sat: 9am - 12pm
  • Closed Sun
Location
2017 Lake Lansing Rd.
Lansing, MI 48912
(517) 482-2573
MSU Federal Credit Union
  • M-Th: 9am - 5:30pm
  • F: 9am - 6pm
  • Sat: 9am - 3pm
  • Closed Sun
Location
104 S. Washington Sq.
Lansing, MI 48933
(800) 678-4968

How to choose a personal loan company in Lansing

Lansing skyline

Personal loans in Lansing are available from online lenders, banks and credit unions. Benefits of personal loans include:

  • Use the loan for a variety of purposes.
  • Pay less interest than with credit cards.
  • Set up fixed, monthly payments.
  • Repay the loan over several years.
  • Strengthen your credit score.

When shopping for a personal loan company in Lansing, you will see different types of loans offered. A personal loan is either secured or unsecured, and it may have either fixed or variable interest rates.

Loan type Details Best for
Secured Requires collateral; often has lower rates Borrowers with fair to good credit
Unsecured No collateral necessary; often has higher rates Borrowers with strong credit
Fixed-rate Interest rate stays same Longer loan terms
Variable-rate Interest rate changes over time Shorter loan terms

One of the most important factors when applying for a personal loan is your credit score, which helps lenders predict how likely you are to repay the loan on time. Your credit score is based in large part on your credit report. Be sure to check your credit report before applying to make sure it’s accurate.

Personal loan companies in Lansing may differ slightly in their application processes, but most will ask for the following documents:

  • Government-issued ID
  • Proof of income
  • Proof of address
  • Bank account information

When looking for a personal loan in Lansing, apply with different lenders in order to get the best terms possible, including the loan amount, interest rates, term length and fees/charges. Before you sign, personal loan companies in Lansing are obligated to show you all this information in a simple-to-understand format, per the Truth in Lending Act.

Personal Loans Reviews

Best Egg

Best Egg is an online lender offering fixed-rate personal loans with no prepayment penalties. Starting with an easy online application, you can borrow up to $35,000 and receive the funds in as little as one business day. Multiple payment options are available. According to reviews, Best Egg has many satisfied customers who recommend the company to anyone needing a personal loan in Lansing.

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FreedomPlus

FreedomPlus, an online lender, offers personal loans with fixed monthly payments and clear terms. Apply for up to $40,000 online, talk to a loan consultant and get a same-day decision. Funds are then available within 3 business days. Personal information is always safe and secure with FreedomPlus. Lansing customers love the accessible and friendly support and the easy borrowing experience.

FreedomPlus

CountryWide Debt Relief

If you want to combine all your debts into one easy, manageable monthly payment, CountryWide Debt Relief is the answer. Free over-the-phone consultations are available, and approval is guaranteed. Good credit is not required to apply. Lansing customers say CountryWide Debt Relief comes up with personalized solutions to set clients on the course to financial freedom.

CountryWide Debt Relief

OneMain Financial

OneMain Financial is a national lender that has helped over 10 million customers since 1912. Complete an online application and meet with a loan specialist at the Lansing branch to discuss loans up to $30,000. Term lengths up to 60 months are available. Customers like the online account management and the rewards program, which offers savings at retailers and restaurants.

OneMain Financial

CASE Credit Union

CASE Credit Union, founded in 1936, has over 44,000 members and seven branches throughout Greater Lansing. Personal loans are available for all types of borrowers and can be used for a variety of purposes. To apply, visit the CASE Credit Union website, where you’ll also find a loan payment calculator and other helpful resources. Members describe mixed levels of satisfaction with customer service.

CASE Credit Union