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Best Personal Loans in Lansing, MI

Personal loans give you cash for any purpose, then let you pay it back in fixed, monthly amounts. It’s important to find a lender with fair rates, simple terms and good service. Our partners at We researched the best personal loans in Lansing to get you on the way to approval.

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    Compare Top Personal Loans

    #1 MOST POPULAR
    Overall satisfaction rating
    • Won't impact your credit score
    • Funds as fast as 1 business day
    • Available in Lansing
    • No prepayment penalties

    Apply With Us Today!

    Visit Website (877) 850-2322 Read More
    #2
    FreedomPlus
    Overall satisfaction rating
    • Available in Lansing
    • Loans from $7,500-$40,000
    • Equal Housing lender
    • Online application

    FreedomPlus is an online loan broker that provides loans from $7,500 to $40,000. Get approved in less than a day, and you could receive funds in as little as 48 hours.

    Visit Website (800) 368-0061 Read More
    #3
    CountryWide Debt Relief
    Overall satisfaction rating
    • Available in Lansing
    • Online qualification
    • Credit consolidation
    • No upfront service fees

    With a combined 30 years experience and an A+ rating from the Better Business Bureau, CountryWide Debt Relief has helped thousands of people resolve millions of dollars in debt.

    Visit Website Read More
    #4
    OneMain Financial
    • Trusted lender for 100+ years
    • Fixed rates and payments
    • Personalized service
    • Secured and unsecured loans
    Location
    6030 S. Pennsylvania Ave.
    Lansing, MI 48911
    (517) 394-6600
    Read More
    #5
    CASE Credit Union
    • Fairly priced loans
    • Perfect credit not required
    • Well-trained staff
    • Multiple types of personal loans
    Location
    422 N. Washington Sq.
    Lansing, MI 48901
    (517) 393-7710
    Read More
    Fifth Third Bank
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • 53.com
    Location
    500 E. Michigan Ave.
    Lansing, MI 48933
    (517) 372-7500
    Huntington
    • M-Th: 9am - 5pm
    • F: 9am - 6pm
    • Sat: 9am - 12pm
    • Closed Sun
    Location
    2017 Lake Lansing Rd.
    Lansing, MI 48912
    (517) 482-2573
    MSU Federal Credit Union
    • M-Th: 9am - 5:30pm
    • F: 9am - 6pm
    • Sat: 9am - 3pm
    • Closed Sun
    Location
    104 S. Washington Sq.
    Lansing, MI 48933
    (800) 678-4968

    How to choose a personal loan company in Lansing

    Lansing skyline

    Personal loans in Lansing are available from online lenders, banks and credit unions. Benefits of personal loans include:

    • Use the loan for a variety of purposes.
    • Pay less interest than with credit cards.
    • Set up fixed, monthly payments.
    • Repay the loan over several years.
    • Strengthen your credit score.

    When shopping for a personal loan company in Lansing, you will see different types of loans offered. A personal loan is either secured or unsecured, and it may have either fixed or variable interest rates.

    Loan type Details Best for
    Secured Requires collateral; often has lower rates Borrowers with fair to good credit
    Unsecured No collateral necessary; often has higher rates Borrowers with strong credit
    Fixed-rate Interest rate stays same Longer loan terms
    Variable-rate Interest rate changes over time Shorter loan terms

    One of the most important factors when applying for a personal loan is your credit score, which helps lenders predict how likely you are to repay the loan on time. Your credit score is based in large part on your credit report. Be sure to check your credit report before applying to make sure it’s accurate.

    Personal loan companies in Lansing may differ slightly in their application processes, but most will ask for the following documents:

    • Government-issued ID
    • Proof of income
    • Proof of address
    • Bank account information

    When looking for a personal loan in Lansing, apply with different lenders in order to get the best terms possible, including the loan amount, interest rates, term length and fees/charges. Before you sign, personal loan companies in Lansing are obligated to show you all this information in a simple-to-understand format, per the Truth in Lending Act.

    Personal Loans Reviews

    Best Egg

    Best Egg is an online lender offering fixed-rate personal loans with no prepayment penalties. Starting with an easy online application, you can borrow up to $35,000 and receive the funds in as little as one business day. Multiple payment options are available. According to reviews, Best Egg has many satisfied customers who recommend the company to anyone needing a personal loan in Lansing.

    Best Egg Visit Website (877) 850-2322

    FreedomPlus

    FreedomPlus, an online lender, offers personal loans with fixed monthly payments and clear terms. Apply for up to $40,000 online, talk to a loan consultant and get a same-day decision. Funds are then available within 3 business days. Personal information is always safe and secure with FreedomPlus. Lansing customers love the accessible and friendly support and the easy borrowing experience.

    FreedomPlus Visit Website (800) 368-0061

    CountryWide Debt Relief

    If you want to combine all your debts into one easy, manageable monthly payment, CountryWide Debt Relief is the answer. Free over-the-phone consultations are available, and approval is guaranteed. Good credit is not required to apply. Lansing customers say CountryWide Debt Relief comes up with personalized solutions to set clients on the course to financial freedom.

    CountryWide Debt Relief Visit Website

    OneMain Financial

    OneMain Financial is a national lender that has helped over 10 million customers since 1912. Complete an online application and meet with a loan specialist at the Lansing branch to discuss loans up to $30,000. Term lengths up to 60 months are available. Customers like the online account management and the rewards program, which offers savings at retailers and restaurants.

    OneMain Financial

    CASE Credit Union

    CASE Credit Union, founded in 1936, has over 44,000 members and seven branches throughout Greater Lansing. Personal loans are available for all types of borrowers and can be used for a variety of purposes. To apply, visit the CASE Credit Union website, where you’ll also find a loan payment calculator and other helpful resources. Members describe mixed levels of satisfaction with customer service.

    CASE Credit Union